Debifi
Non-custodial Bitcoin-backed lending platform enabling loans while retaining collateral control.
Why We Recommend Debifi
Your collateral stays in a 3-of-4 multisig—Debifi cannot move your bitcoin without you. Zero rehypothecation: your BTC is never lent out or used as someone else's collateral. Verify your collateral on-chain anytime. Backed by Ten31, Fulgur Ventures & Plan B Fund.
Best For
Bitcoin holders seeking capital access without selling their holdings or relinquishing control of their assets. Ideal for both retail investors wanting to unlock Bitcoin value while maintaining ownership and institutional players requiring self-sovereign lending solutions with verifiable on-chain collateral management.
Services & Features
- Loans $10K-$1M+
- 10-14% APR
- 3-of-4 multisig escrow
- Fiat & stablecoin loans (USD, EUR, CHF, USDT, USDC)
- Up to 24-month terms
- No rehypothecation
Considerations
1.5% origination fee. KYC depends on lender. Liquidation at 90% LTV.
