Bringin
Self-custodial Bitcoin wallet with instant euro off-ramping, personal vIBAN, and Visa debit card for Eurozone users.
Why We Recommend Bringin
Bringin operates on a fully self-custodial model where your Bitcoin keys are stored securely on your device and the company never holds custody of your funds. This eliminates exchange-style counterparty risk on the Bitcoin side.
For fiat services, Bringin partners with licensed Estonian VASP (Virtual Asset Service Provider) holders and regulated European financial institutions. Each user receives a personal virtual IBAN in their own name rather than a pooled omnibus account, providing clear ownership and reducing commingling risk.
The Lightning wallet can be used without KYC, and Bringin explicitly states they do not monitor Lightning transactions or know your Lightning balance. The company is based in Lithuania and operates within European regulatory frameworks, providing compliance-friendly infrastructure for Bitcoin users who need reliable banking access.
Best For
Bringin is ideal for Eurozone Bitcoin holders who need a reliable bridge between self-custody and traditional banking. It solves the common problem of converting Bitcoin to euros without the friction, delays, and banking complications that often plague Bitcoin users in Europe.
Long-term holders who occasionally need to liquidate Bitcoin for large expenses like vehicles or property will appreciate the ability to convert over 1 BTC in a single transaction with euros arriving via SEPA Instant in under 10 seconds. The personal vIBAN helps avoid the banking restrictions that often affect accounts receiving funds from crypto exchanges.
Freelancers and remote workers receiving Bitcoin payments benefit from the integrated Lightning wallet and instant conversion to spendable euros. The Visa debit card allows immediate spending at over 150 million merchants worldwide while keeping the bulk of holdings in self-custody until needed.
Services & Features
- Self-custodial Lightning wallet
- Bitcoin buy/sell (1% flat fee)
- Personal European vIBAN
- SEPA Instant transfers (up to €15K)
- Virtual and physical Visa cards
- On-chain and Lightning support
- Instant BTC-to-EUR conversion
Considerations
Only available to EEA residents (EU plus Iceland, Norway, Liechtenstein) - not available in the US or most non-European countries. KYC is required for vIBAN and card features, with monthly limits of €7,500-€15,000 depending on verification tier.
