Buy Bitcoin

Discover trusted exchanges and platforms to purchase Bitcoin securely.

Why We Recommend

Strike operates as a fully custodial service with a clear commitment to backing all user funds. The company explicitly states that all cash and Bitcoin held in custody are maintained 1:1 for each user, meaning no fractional reserves or rehypothecation of customer assets. This segregated custody model ensures your funds are always available when you need them.

Strike is a regulated U.S. financial technology company headquartered in Chicago, operating under money-transmitter and virtual-currency compliance frameworks. The company has raised $80 million in funding from institutional investors including Washington University in St. Louis, University of Wyoming, Valor Capital Group, and Ten31, demonstrating significant backing from established financial and academic institutions. Strike has built a reputation in the Bitcoin community for promoting real-world Bitcoin and Lightning Network adoption, including participation in projects like El Salvador's Bitcoin integration.

Services & Features

  • Zero-fee Bitcoin trading
  • Lightning Network payments
  • Send Globally remittances (65+ countries)
  • Recurring DCA purchases
  • Target/limit orders
  • Business payment processing

+4 more services

Why We Recommend

Full reserve custody with no lending—ever. SOC 1 & SOC 2 certified. Verifiable Proof of Reserves launched September 2024. Over $800M in Bitcoin secured.

Services & Features

  • Zero-fee recurring buys (DCA)
  • Lightning Network send/receive
  • Bitcoin Interest on Cash (3.5% APY, paid in BTC)
  • River Link (send BTC via text)
  • Auto-withdrawal to cold storage
  • Private Client services ($100K+)

+1 more services

Why We Recommend

Cash App is operated by Block, Inc., a publicly traded company (NYSE: SQ) subject to U.S. financial regulations including AML/KYC requirements and periodic compliance audits. USD balances held with a Cash App Card or Sponsored Account are eligible for FDIC pass-through insurance up to $250,000 per customer through partner banks.

The app employs strong security measures including encryption, PIN protection, biometric authentication, and the ability to remotely disable your card if your phone is lost. AI and machine learning fraud detection systems monitor transactions in real time across core payment flows.

For Bitcoin, Cash App uses industry-standard security practices, though the custody model is not publicly detailed. Users can withdraw Bitcoin to external wallets or hardware devices for self-custody of larger holdings.

Services & Features

  • P2P payments via $Cashtag
  • Free Visa debit card (Cash Card)
  • Bitcoin buying, selling, and Lightning payments
  • Commission-free stock and ETF investing
  • Direct deposit with early access
  • Savings up to 3.5% APY (Cash App Green)

+4 more services

Why We Recommend

NASDAQ: FLD (listed February 2025). ~1,500 BTC corporate treasury. $83M+ in Bitcoin rewards distributed. $3.1B+ transactions processed. Zero-fee bitcoin purchases.

Services & Features

  • Zero-fee bitcoin buys
  • Fold Debit Card (up to 1% back)
  • Fold Credit Card (up to 3.5% back, Visa/Stripe)
  • Bitcoin Gift Cards
  • Bill pay rewards
  • Round-ups

+2 more services

Why We Recommend

2-of-3 multisig: you hold 2 keys, they hold 1. They cannot move your bitcoin without you. 100,000+ BTC secured across network. $500M+ loans originated with zero dollar losses. Key agent network includes Coincover, Bakkt, Kingdom Trust.

Services & Features

  • Collaborative custody vaults (personal & business)
  • Business loans (14%+ APR, institutional $3M+)
  • Bitcoin IRAs
  • Inheritance planning
  • Trading desk (buy/sell direct to vault)
  • Unchained Signature (white-glove service)

+4 more services

Why We Recommend

Non-custodial 2-of-2 multisig escrow. Swiss company (Zurich). No KYC for trades under CHF 1,000/day. Verifiable source code (MIT-CC license). End-to-end encrypted chat. Lightning and on-chain support.

Services & Features

  • P2P Bitcoin trading (buy and sell offers)
  • No KYC required (under limits)
  • 100+ payment methods
  • Two-way trading (Version 69)
  • Built-in wallet with UTXO management
  • Reputation system with badges

+3 more services

Why We Recommend

Operating since 2013. Bitcoin-only, self-funded, no VC backing. Never holds customer bitcoin—direct to your wallet. PSAN registered in Europe. New platform launched April 2025 with rebuilt infrastructure.

Services & Features

  • Non-custodial exchange (direct to wallet)
  • No-KYC option (Canada Post up to $999 CAD)
  • Lightning & Liquid Network support
  • Instant SEPA transfers (Europe)
  • Bylls bill payments
  • PayJoin for privacy

+4 more services

Why We Recommend

Founded 2016. Pioneered non-custodial P2P trading and lending. 2-of-3 multisig escrow. No fiat gatekeepers. Escrow extraction tool for emergency recovery. Based in Latvia.

Services & Features

  • P2P Bitcoin trading
  • P2P lending (Lend at Hodl Hodl)
  • 2-of-3 multisig escrow
  • No KYC required
  • 100+ payment methods
  • Any fiat currency

+4 more services

Why We Recommend

2-of-3 multisig vault with keys held by 3 separate institutions (Onramp, BitGo, Coincover). No single entity can move funds. On-chain auditable. Full-reserve model.

Services & Features

  • Multi-institution custody (2-of-3)
  • Onramp Bitcoin Trust
  • Bitcoin-backed loans
  • Bitcoin IRAs
  • Inheritance planning
  • Tax-advantaged accounts

+2 more services

Why We Recommend

No account required. No app required. Vouchers redeem directly to your own wallet. Available worldwide at retail locations and online stores.

Services & Features

  • Bitcoin vouchers ($10+)
  • On-chain & Lightning redemption
  • Cash or card payment
  • 190+ countries
  • No account needed