
Unchained
Collaborative custody multisignature vaults and bitcoin financial services. 100,000+ BTC secured.
Why We Recommend Unchained
2-of-3 multisig: you hold 2 keys, they hold 1. They cannot move your bitcoin without you. 100,000+ BTC secured across network. $500M+ loans originated with zero dollar losses. Key agent network includes Coincover, Bakkt, Kingdom Trust.
Best For
Ideal for long-term bitcoin holders, high-net-worth individuals, and businesses seeking secure, private custody with direct bitcoin purchases into cold storage. Those who want multisig protection, inheritance planning, IRA services, and business loans will find Unchained's collaborative custody model particularly valuable.
Services & Features
- Collaborative custody vaults (personal & business)
- Business loans (14%+ APR, institutional $3M+)
- Bitcoin IRAs
- Inheritance planning
- Trading desk (buy/sell direct to vault)
- Unchained Signature (white-glove service)
- Sound Advisory (RIA affiliate)
- Enterprise custody (multi-institution)
- Connections (share keys with family/advisors)
- Key replacement & recovery
Considerations
Learning curve for multisig. Business lending only (min $150K commercial, $3M+ institutional). US-focused for some features.